The first step to buying a home is to take a moment to really look inward.
If you have a partner, have a good conversation about what your really want and need in a home. My buyer's checklist is a great way to start. (Find it in my guides.)
When you've got that done you need to discuss your budget. What are you comfortable with for your lifestyle. The lender may give you a number that you qualify for, but are you going to be comfortable with that? I like to start at the payment that I'm comfortable with then work with that number to find what kind of property that I can afford.
Start saving money! Not only do you need money for your downpayment, but you probably need money for moving, new furnture, home inspection, utilities and more.
I can and will always negotiate the closing costs for you!
How do you know you're ready to buy?
- Do you have a steady job?
- Reliable income?
- Strong credit?
- Plan to stay in your home 5 years or more?